Issue Digital Cash, or give the money you already issue more places to be used.

You own the money and its backing; Aryze’s technology orchestrates its issuing, converting and redeeming, with settlement on a shared ledger. Regulated issuance needs a licence.

Talk to usHow Digital Cash works
Two colleagues working at a laptop in a Copenhagen office

Four steps, from funding to redemption.

A named party is responsible at every step where money moves.

  1. Fund

    Eligible backing or transaction funding is in place under the agreed arrangement.

  2. Issue on demand

    The units needed for the defined payment or settlement purpose are created.

  3. Connect and use

    The supported mechanism converts the units.

  4. Redeem

    The issuer retires the units, and redemption is paid to the supported destination.

Issue new money, or give yours more places to go.

You own the money. Aryze supplies the technology around it.

  1. You, the issuer

    • The money, issued in your name
    • Its backing and its redemption terms
    • The licence, yours or a provider’s

  2. Aryze

    • Orchestrates issuing, converting and redeeming
    • Secures each record and coordinates settlement on a shared ledger
    • Does not hold the funds

Different instruments need different arrangements.

Each kind runs under its own legal and regulatory arrangement, which is defined with you.

  • Tokenised deposits

    A digital representation of a deposit claim on the issuing bank, under the applicable legal and regulatory arrangement.

  • Payment tokens

    Branded units designed to move through a selected payment ecosystem.

  • Settlement units

    Purpose-built money to move value between your own entities, your network or your consortium.

Backing and redemption

Examples of what we have built.

  • Yen and Canadian-dollar tokens

    We supplied a Japanese payments business with the technology to issue two tokens, one in yen and one in Canadian dollars.

  • US-dollar and gold tokens

    We helped a US business scope and build a product pairing a US-dollar token with tokenised gold.

  • Moving tokens between networks

    We built cross-network technology that issuers can control, host themselves and embed in their product.

Other teams that build with Aryze.

Tell us where your money needs to go.

Bring the instrument and the destination. We’ll chart its lifecycle from funding to redemption, and who’s responsible for what along the way.

Talk to usinfo@aryze.io

Not sure yet what you need? Tell us the payment that’s not working and we’ll scope it with you. Scope it with us