Get paid straight from your customers’ bank accounts.

They approve the payment in their own bank app, and the status comes straight back to your checkout, app or invoicing. Tested by Aryze in the UK with real payments; the markets your route covers are agreed in scoping.

Talk to usCompare the cost with cards

Available directly from Aryze, through licensed partners, or under your own licence.

Four steps, from checkout to your books.

  1. 01

    Choose

    Your customer picks their bank at checkout.

  2. 02

    Authorise

    They approve it in their own bank app.

  3. 03

    Return

    The order updates with the payment status.

  4. 04

    Reconcile

    Your team matches it to the settlement reference.

See what bank payments could cost next to cards.

Move the two sliders, or add your own fees. The defaults are illustrative, not an Aryze quote.

How the estimate works

Monthly cost = transactions × (average payment × percentage fee + fixed fee). It covers transaction fees only.

Estimated cost difference£42,000less per year with bank payments
Comparison period
£
Card payments£72,000
1.5% + £0.00
Bank payments£30,000
0% + £0.50
Adjust fee assumptions
Card payments
Bank payments

Illustrative transaction-fee comparison in GBP. It excludes setup, minimum charges, refunds, fraud, FX and other operating costs.

Plug it into a checkout, a deposit or a collection.

  • CheckoutsThe order updates itself once the bank confirms the payment.
  • DepositsCustomers top up their balance on your platform, straight from their bank.
  • CollectionsAsk a customer to pay an invoice or a bill from their own account.

Built for merchants and businesses, and for the payment companies and licensed institutions that serve them. How it works

Offer account funding and payment links under your own licence.

Aryze can integrate Pay by Bank into your bank or EMI’s own app and account systems.

  • Fund an account

    Let customers add money from another bank to their account with you.

  • Share a payment link

    Let customers share a link so someone else can pay into their account.

Collection, currency conversion and account crediting are agreed for each integration, with the required permissions and providers.

Talk to us

One journey. More ways to move money.

Let customers deposit and withdraw, or share a link so someone else can pay them, by bank payment or with supported digital assets. Aryze integrates the journey into your app.

  • Pay by BankFund an account from another bank, or pay by link. Works on its own, without crypto.
  • Accept smart moneyStablecoins, bitcoin and other supported tokens, in the same journey.

Bank payments run under your or a partner’s permissions; crypto runs through a licensed crypto-asset service provider. Assets, directions and routes are agreed for each integration.

Who does what.

  • Your business
    • Your checkout, app or invoice, and your customers
    • Tells an accepted payment apart from a settled one

    Fraud, refund and bank-payment rules still apply.

  • Aryze
    • Connects the order, the bank approval and the payment notification
    • Sends the payment status back to your product
    • Passes on the settlement reference to reconcile
  • Licensed provider
    • Volt or Mastercard Open Banking
    • Carries out the regulated money steps

Agreed for each deployment.

Which countries, banks and merchants your route covers is agreed with you before the integration.

Your deploymentTo agree
  • Countries
  • Banks
  • Merchant eligibility
  • Provider coverage
  • Service levels
  • Regulated roles

Tell us which market and payment flow you want to add.

We will tell you which banks and countries the route can cover, and what the integration needs.

Talk to usinfo@aryze.io