Issue digital money when a payment needs it, and redeem it to a bank account.
The issuer owns the money and what backs it. Aryze’s technology for issuing and redeeming is built and works; the regulated service needs a licence, the issuer’s or a provider’s.
One unit’s life, from funding to redemption.
- 01
Funded
Funding reaches the named bank account.
- 02
Issued
The issuer creates EUR units.
- 03
Used
A payment converts them to GBP units.
- 04
Redeemed
The issuer retires the units, and the provider pays the bank account.
Example: the amounts are illustrative, not a quote or a receipt. Converting the units does not make the bank steps simultaneous, or the account credit instant.
Issue on demand, and hold fewer units in advance.
The backing behind each unit stays the same, and you need no token market before the first payment.
- Issued in advanceUnits wait for payments that may not come.
- Issued on demandA unit is created when a payment needs it.
Implemented in four currencies, and built for many more.
- eEUREuro
- eUSDUS dollar
- eGBPPound sterling
- eGOLDGold
These implementations show working technology. They do not establish reserves or circulation.
What the same technology can issue next.
Any currency, metal or capital-market instrument an issuer wants to make digital. Each one runs under its issuer’s own regulatory arrangement and backing.
- Europe
- EUREuro
- GBPPound sterling
- CHFSwiss franc
- DKKDanish krone
- SEKSwedish krona
- NOKNorwegian krone
- PLNPolish złoty
- CZKCzech koruna
- HUFHungarian forint
- RONRomanian leu
- ISKIcelandic króna
- BGNBulgarian lev
- RSDSerbian dinar
- TRYTurkish lira
- UAHUkrainian hryvnia
- GELGeorgian lari
- ALLAlbanian lek
- MKDMacedonian denar
- BAMBosnia-Herzegovina mark
- MDLMoldovan leu
- The Americas
- USDUS dollar
- CADCanadian dollar
- MXNMexican peso
- BRLBrazilian real
- ARSArgentine peso
- CLPChilean peso
- COPColombian peso
- PENPeruvian sol
- UYUUruguayan peso
- PYGParaguayan guaraní
- BOBBolivian boliviano
- DOPDominican peso
- CRCCosta Rican colón
- GTQGuatemalan quetzal
- JMDJamaican dollar
- TTDTrinidad and Tobago dollar
- Asia-Pacific
- JPYJapanese yen
- CNYChinese yuan
- HKDHong Kong dollar
- SGDSingapore dollar
- INRIndian rupee
- KRWSouth Korean won
- AUDAustralian dollar
- NZDNew Zealand dollar
- TWDNew Taiwan dollar
- IDRIndonesian rupiah
- THBThai baht
- MYRMalaysian ringgit
- PHPPhilippine peso
- VNDVietnamese dong
- PKRPakistani rupee
- BDTBangladeshi taka
- LKRSri Lankan rupee
- KZTKazakhstani tenge
- Middle East
- AEDUAE dirham
- SARSaudi riyal
- QARQatari riyal
- KWDKuwaiti dinar
- BHDBahraini dinar
- OMROmani rial
- ILSIsraeli shekel
- JODJordanian dinar
- Africa
- ZARSouth African rand
- NGNNigerian naira
- KESKenyan shilling
- EGPEgyptian pound
- MADMoroccan dirham
- GHSGhanaian cedi
- TZSTanzanian shilling
- UGXUgandan shilling
- RWFRwandan franc
- ETBEthiopian birr
- TNDTunisian dinar
- ZMWZambian kwacha
- BWPBotswana pula
- MURMauritian rupee
- NADNamibian dollar
- Metals
- Gold
- Silver
- Platinum
- Palladium
- Capital markets
- Bonds
- Fund units
- Equities
- Tokenised deposits
The four in ink have been implemented on Aryze’s technology.
Already issue your own money? Add FX to it.
Connect the conversion technology to your coin, supported digital units and your banking provider.
Add FX to your moneyWho does what.
- The issuer
- Owns the money and what backs it
- Creates and retires the units
- Sets the terms on which holders redeem
- Aryze
- The technology that issues and redeems, built and working
- Conversion between units, with FX
- Payment provider
- Handles the bank payments
- Pays out to a bank account on redemption
Written down for every route.
Issuing on demand removes none of these. Each one is agreed before the first unit.
How the backing works- Backing and redemption fundingConfirmed backing before issue, and the funds to pay out on redemption.
- FX exposure and counterpartiesWho carries currency risk when units convert, and who each party deals with.
- Screening and authorisationThe checks each payment needs, and the issuer’s authorisation.
- Issuer, reserve holder and termsWho issues, who holds the reserve, and how holders redeem.
Start with one currency and one use for it.
Tell us who would issue, what backs it and where the money needs to go. We will map the route from funding to redemption.
